Filing a Home Insurance Claim? Avoid These Costly Mistakes
Something bad happened to your home. Water damage, fire, storm, theft. You have insurance. Time to file a claim and let the professionals handle it....
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The Coverage Gaps That Could Bankrupt You After a Disaster
Your homeowner's insurance policy has holes in it. Not obvious ones. Gaps hidden in exclusions, sub-limits, and fine print that you'll only discover when you need coverage most....
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When Your Homeowner's Insurance Is Quietly Ripping You Off
Your homeowner's insurance renewal arrives. The premium went up again. Maybe 5%, maybe 15%. You grumble, pay it, and move on....
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The Homeowner's Insurance Discounts You're Not Claiming
Your homeowner's insurance company has a list of discounts that could be saving you hundreds of dollars annually. Some are well-advertised. Others exist in the system but are only applied when you spe...
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Your Home Is Probably Underinsured and You Don't Even Know It
Here's a number that should concern you: according to multiple industry studies, approximately two-thirds of American homes are underinsured....
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The Coverage Gap That Leaves Most Drivers Dangerously Exposed
Most drivers assume their car insurance will cover them if something goes wrong. And most drivers are carrying coverage that could leave them financially devastated after a serious accident....
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When Switching Car Insurance Actually Backfires
I write a lot about shopping around for car insurance. It's usually the right move. Loyalty taxes are real, and most drivers overpay because they don't compare rates....
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7 Auto Insurance Discounts You're Probably Not Getting
Your auto insurance company has a list of discounts they offer. Some are advertised heavily. Others exist quietly in their system, applied only to customers who specifically ask....
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The "Loyalty Tax" That's Costing Drivers $500+ Per Year
There's a phrase used in insurance industry circles that regular consumers never hear: "price optimization." It sounds technical and boring. In practice, it means this: your insurance company uses alg...
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Your Car Insurance Company Is Hoping You Never Read This
There's something your car insurance company knows about you that they're counting on: once you sign up, you probably won't leave....
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