Terms of Use

Information-request forms collect the details you choose to provide, including your name, email, telephone number, address, project preferences and, for home-equity requests, property value, mortgage details, estimated credit range and qualification answers. We use these details to record and respond to your request. These forms do not request Social Security numbers or bank-account credentials and do not obtain a credit report.

Text messaging privacy and consent

Our marketing text program is not currently accepting subscriptions.

A quote request, email subscription, or acceptance of website terms does not enroll you in marketing texts. Enrollment requires a separate affirmative choice naming ConsumerLatest and describing the messages you agree to receive.

Mobile information and SMS opt-in consent collected for the ConsumerLatest text program will not be sold or shared with third parties or affiliates for marketing or promotional purposes. Contracted service providers may process this information only to operate the program on our behalf. Advertising, analytics, partner-communication and business-transfer provisions elsewhere in these notices do not authorize transfer of SMS marketing consent or use of program mobile information for another business’s marketing.

We record the number, consent choice, time, source page, disclosure version and text, and technical request information to document consent and withdrawals. Contact [email protected] about your records or preferences. Consent is specific to this sender and subject; other businesses must obtain their own consent.

Message frequency varies. Message and data rates may apply. Reply STOP to cancel or HELP for help. Read the SMS Terms or visit Text Updates.

1. Agreement to Terms

By accessing or using the website located at consumerlatest.com (the "Site"), you agree to be bound by these Terms of Use ("Terms") and our Privacy Policy. If you do not agree to these Terms, please do not use the Site.

2. Use of the Site

This Site is intended for personal, non-commercial use. You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the Site.

3. Intellectual Property

The content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. You may not copy, redistribute, use, or publish any such matters or any part of the Site, except as allowed by these Terms.

4. Disclaimer of Warranties

The information provided on this Site is for general informational purposes only. It does not constitute professional financial, legal, or real estate advice. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information.

5. Limitation of Liability

To the fullest extent permitted by law, ConsumerLatest shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your access to or use of the Site.

6. External Links

The Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them.

7. Changes to Terms

We reserve the right to modify these Terms at any time. Your continued use of the Site following any changes signifies your acceptance of the new Terms.

8. Contact Information

If you have any questions about these Terms, please contact us at [email protected].

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